These guides explain how the Ex-Servicemen Contributory Health Scheme works in everyday terms — from getting your medicines to renewing your Smart Card and understanding referrals. They are a free resource for the veteran community. Army Medicine Supplier is an independent licensed pharmacy and is not part of ECHS; for official scheme information always refer to echs.gov.in.
How ECHS beneficiaries order medicines online
The full prescription-to-doorstep process: upload, pharmacist verification, quote approval, up to 40% discount and free cash-on-delivery.
ECHS Smart Card — application & renewal
Documents, the online application on echs.gov.in, adding dependents, lost-card replacement and common problems.
ECHS referral process explained
From polyclinic to empanelled hospital — how referrals work, their validity, emergency rules and what to carry.
ECHS medicine not available? What to do
Non-availability notes, local purchase, reimbursement claims, doctor-approved substitutes and home-delivery backup.
ECHS vs CGHS — key differences
Eligibility, administering ministry, contributions and facilities compared side by side for veterans and pensioners.
Find your ECHS polyclinic
Looking for the address or contact number of a specific polyclinic? Browse the ECHS polyclinic directory covering Regional Centres Lucknow and Bareilly.